You'll Like How Hard We Work to Protect Your Wheels (and Sails!)

If you rely on your vehicle to get around – and most of us do – then you can rely on us to go the extra mile to provide you with complete protection for:

  • Bodily injury & Property damage liability
  • Medical payments (MedPay) or Personal injury protection
  • Collision
  • Uninsured/Underinsured motorists coverage
  • Extras, like roadside assistance

Plus we insure boat owners against damage and loss caused by common risks (sinking, fire, storms, theft, collision) and injuries due to contact with your vessel or situations caused by your vessel.

Types of Auto Insurance Coverage:

  • Bodily Injury Liability – covers other people’s bodily injuries – or even deaths – caused by you in an auto accident
  • Property Damage Liability – covers the cost of damaged property caused by you in an auto accident
  • Comprehensive – covers your vehicle for fire, theft, vandalism and also deer that don't look before crossing the road
  • Collision – covers the damage incurred by your car when it hits or is hit by another car, vehicle or object
  • Uninsured/Underinsured Motorist Coverage – protects you if you are hit by another motorist that does not have any insurance at all or low limits
  • Towing - covers the cost of towing your vehicle to a repair shop when it is unable to be driven
  • Rental Reimbursement - helps pay for the cost of a rental car while your vehicle is being repaired after a car accident
  • Full or Limited Tort (ask an agent about the difference) - “right to sue” protection for injuries resulting from accidents which were not the driver’s fault

An Experienced & Friendly Agent Can Help Pick the Best Coverage for You.

Auto Insurance

Boat Insurance

How Does Boat Insurance Differ From Car Insurance?

Unlike auto insurance, a boat policy can allow you to suspend coverage for specific periods of time when you're not using your boat – a nice benefit for boaters living in the north who don't use their boats for several months out of the year. Also, boat insurance can be purchased for an "Agreed Value", permitting the boat to be insured for a predetermined amount, with any losses paid in that exact amount, regardless of depreciation.

How Is My Boat Covered?

For you and your boat:

  • Damage to your boat's hull, sails, machinery, furnishings, motor, and trailer
  • Liability only
  • New boat replacement
  • Agreed hull value
  • Actual cash value
  • Fuel spill liability
  • Medical payments
  • Salvage coverage and wreckage removal

For others:

  • Damage to another boat
  • Damage to other property caused by your boat
  • Bodily injury/death of another person
Boat Insurance

Get A Quote

Our Agents Are Here To Help With Auto & Boat Insurance