You'll Like How Hard We Work to Protect Your Home Sweet Home

Homeowners, Condo, Townhouse or Renters insurance doesn't only protect your home and possessions, it also protects you, your family and your well-being, which is why we work hard to provide instant coverage for:

  • Damages to your house, outbuildings, garages or sheds
  • Personal property damages or loss, including furniture, clothing and appliances
  • Liability protection for someone else's injury or property damage
  • Medical payments due to liability claims
  • Living expenses when you temporarily lose the use of your house

Homeowners Insurance

What To Consider When Purchasing a Homeowners Insurance Policy

Even before one of our experienced agents starts comparing quotes for you, you'll need to decide how much coverage to get – which means covering your home's rebuilding value, not its market value. And homeowners insurance automatically provides coverage for possessions based on a certain percentage of your home's insurance value, but if you have any particularly valuable possessions, such as jewelry, artwork or special collections, you may want to invest in extra coverage.

What Does Homeowners Insurance Cover?

Most homeowners policies will cover damage caused by perils such as fire, windstorms, hail, lightning, theft or vandalism, but some policies can be written to cover additional perils. Floods and earthquakes are typically excluded from homeowners insurance policies but can be added.

Renters Insurance

Do I Need Renters Insurance?

The majority of apartment complexes and landlords only have insurance that covers damages to the actual dwelling, which leaves everything of yours – electronics, furniture, clothing, etc. – vulnerable. In order to protect your belongings in case of fire, theft, or damage, you should have your own policy, called renters insurance policy.

Is Renters Insurance Expensive?

Average renters insurance policies run between $15 and $30 per month – a relatively small cost compared to the expense of replacing all your possessions should a catastrophe occur.

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